Privacy Policy

Last updated: January 27, 2026

Introduction

Welcome to Phinex ("we," "our," "us," or "Company"). Phinex is committed to protecting your privacy and ensuring you have a positive experience on our mobile app and services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the Phinex mobile application.

Information We Collect

Personal Information

When you create an account, we collect information such as:

Full name and email address

Phone number (optional)

Profile information and preferences

Payment information (when applicable)

Billing address (Not stored)

Location data (when location services are enabled)

Usage Information

We automatically collect certain information about your device and how you interact with our services, including:

Device type and operating system

IP address

Browser type and version

Pages visited and time spent

Referring website

Location Information

When you grant permission, we collect your precise location data to:

Provide location-based services and recommendations

Improve our service offerings in your area

Enhance user experience with relevant local content

Understand service usage patterns by region

You can disable location collection at any time through your device settings.

Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience, remember preferences, and analyze usage patterns.

How We Use Your Information

Phinex uses the collected information for various purposes, including:

Creating and maintaining your account

Processing transactions and sending related information

Sending promotional emails, updates, and newsletters (with your consent)

Responding to your inquiries and providing customer support

Analyzing usage patterns to improve our services

Personalizing your experience on our platform

Detecting and preventing fraudulent activities

Complying with legal obligations

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. However, we may share your information in the following circumstances:

With service providers who assist us in operating our platform

When required by law or to comply with legal process

To protect the rights, privacy, safety, or property of Phinex

In connection with a merger, acquisition, or sale of assets

With your explicit consent for specific purposes

Data Security

Phinex implements appropriate administrative, technical, and physical security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Third-Party Links

Our platform may contain links to third-party websites and services that are not operated by Phinex. This Privacy Policy does not apply to third-party websites, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party services before providing your information.

Changes to This Privacy Policy

Phinex reserves the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting to our website. We encourage you to review this policy periodically to stay informed about how we protect your information.